How ExlPayLite Works

A Simple 3-Step Process

Open Wallet Account

Start by creating your ExlPayLite wallet account. Your KYC will be verified by our backend system to ensure account security and authenticity. Once verified, your account will be opened, and an advance Annual Maintanance Charge (Incl. GST) will be required.

Topup or Load Money

For recurring wallet top-ups, you can conveniently use IMPS, NEFT, or RTGS to load funds into your wallet. There are no charges applicable on these transactions.

Rewards & Commission

Earn rewards every time you make a purchase at approved merchants! Redeem your points easily—your earned value gets added directly to your main wallet for future use. Plus, boost your income by earning commissions on every successful referral!

Wallet Recharge & Loading

Quickly top up your wallet!

To activate your ExlPayLite account, a one-time Annual Maintenance Charge (inclusive of GST) is required. Additionally, a minimum balance of ₹30 must be maintained to continue enjoying uninterrupted access to our services.

Loading Money into Wallet

You can load money into your wallet via NEFT, RTGS, or IMPS using your assigned virtual bank account. Each wallet has its own account number, IFSC code, and bank name, with “Excel Core Solutions” as the beneficiary. No gateway fees or GST apply for these transfers.